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Greater control for you and your beneficiary
Mortgage life insurance bought from a lender will typically pay the death benefit to the lender at your death. assuranceDirect Term Life Insurance Company will pay the benefit to the beneficiary you choose (e.g., your spouse). This gives your beneficiary the freedom to choose how best to spend the money.
For example, some may decide that paying down the mortgage is the highest priority, while others may want to use the money for a more pressing expense that arises at the time.
Coverage that doesn't shrink with your mortgage
The coverage amount under typical mortgage life insurance declines as your mortgage balance decreases. With assuranceDirect Term Life Insurance Company, your coverage amount remains the same.
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